The wealth you have built deserves to reach the next generation well organized

ASSET PLANNING

A holding is not a ready-made formula: it is a legal structure designed for each family's goals. These are the problems it usually solves when well planned.

Succession during your lifetime

Asset protection

Organization and governance

Tax savings

• Donation of shares with reserved usufruct

• Your estate defined your way, without disputes

• Holding assets outside probate (without court costs and delays)

• Will integrated into the plan

• Clause protecting the assets in the heirs' divorce

• Clauses preventing seizure and sale of the shares

• Separation between family assets and business risks

• Lawful planning, done at the right time

• Assets, businesses and farms in a clear structure

• Shareholders' agreement among family members

• Rules for partners joining, leaving and succession

• Professional management of rentals and assets

• Individual vs. company comparison, assessed case by case

• Potential savings on rental income tax

• Bringing succession forward before inheritance tax increases

• Property transfer and inheritance taxes (ITBI and ITCMD) assessed before any step, always within the law

A process handled end to end by the firm, without you needing to deal with the Commercial Registry or notary offices.

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Asset assessment

Structure design

Full implementation

We map the assets, the businesses, the family situation and your goals. At this stage we tell you frankly whether a holding makes sense for your case and, when it does not, we point out simpler alternatives.

We present the recommended structure: type of company, who contributes what, protective clauses, succession rules and a comparative tax analysis, all in writing.

We draft the articles of incorporation, the transfer of assets to the holding, the donation of shares with usufruct, the shareholders' agreement and a will when appropriate, and we handle the registrations with the Commercial Registry and notary offices.

Founding attorney · Master's candidate in Law

The firm is led by attorney Sidnei Pedro Dias, with more than ten years of practice dedicated to family holdings, asset protection and succession planning, with structures implemented for business families and rural producers.

OAB/GO 48.603 · OAB/DF 68.207 · OAB/SP 501.693

Headquartered in Anápolis-GO with fully digital service, SPD Advocacia handles projects throughout Brazil, with Bar admission in Goiás, the Federal District and São Paulo. The team follows every step, from the assessment to the final registration.

Sidnei Pedro Dias Sociedade Individual de Advocacia · registered with OAB/GO under no. 3,123

General examples. Each family has its own assets and goals, and sometimes the analysis shows that a holding is not the best path.

Families with rental properties spread out under individual names accumulate paperwork, risk and, often, a tax burden worth comparing with a company structure. The holding centralizes management and organizes the succession of these assets.

In the countryside, poorly handled succession tends to split up the property and stall the operation. A corporate structure lets the farm keep producing under defined management, with the heirs as partners and clear rules.

Anyone running a risky business can and should separate, lawfully and at the right time, the family's assets from the business operation. Planning done before problems arise is protection; done afterwards, it may be fraud.

Parents who want to define the division of assets during their lifetime, protecting their children even from future divorces and debts, use the donation of shares with reserved usufruct: the heirs receive them now, but control and income remain with the donor.

Are holdings only for very wealthy families?

No. What matters is the cost-benefit ratio: families with a few properties, a company or a rural property may already gain significantly in organization, succession and protection. The initial assessment exists precisely for that calculation, and in some cases the honest answer is that it is not worth it.

If I donate the shares, do I lose control of my assets?

No, when the structure is well built. Donation with reserved usufruct keeps you in command of the company and the income from the assets for the rest of your life. The heirs receive ownership of the shares, with the protective clauses you define.

Does a holding shield assets from any debt?

No, and be wary of anyone who promises that. A holding is lawful planning: it protects when done at the right time, before debts and lawsuits, and for a legitimate purpose. Structures set up to defraud creditors can be disregarded by the courts. We work only within the law, and that is what makes the protection solid.

What about taxes: ITBI, ITCMD, rental income?

They are analyzed case by case, before any step. Taxation of rents, ITBI on transferring properties to the holding and ITCMD on donating shares vary by state, municipality and situation. One point of attention: the tax reform required states to charge higher, progressive inheritance and gift tax rates, and several states are revising their rates. Planning early tends to cost less than planning later.

How long does implementation take?

It depends on the number of assets and the registrations involved (Commercial Registry, property registries, city halls). In general, between the assessment and the registered structure it takes from a few weeks to a few months, with a written schedule in the proposal.

Start with an assessment: tell us on WhatsApp about your family's assets and receive an initial evaluation, confidentially and with no obligation.

If you prefer, write to dias@spd.adv.br

Informational content, in line with OAB rules (Provision 205/2021). Each case needs its own analysis, and we do not promise results. Sidnei Pedro Dias Sociedade Individual de Advocacia · OAB/GO 3,123 · CNPJ 32.614.440/0001-25